![]() ![]() “I want you to have comfort and ease with your numbers,” she writes. The recurrent theme running through all her recommendations is the value of knowledge: Readers are urged to review their financial numbers until those figures are familiar rather than intimidating or depressing. “If you carry consumer debt and you feel trapped in the cycle of minimum payments and maxed out accounts,” writes Kelly in her book, “you are right where the system wants you to be.” Setting aside the old advice of always having six months of rent and expenses in a savings account (and noting how inadequate the pandemic showed that counsel to be), the author seeks in these pages to show her readers some new ways to think about personal finance and the elimination of debt. A debut guide focuses on getting out of debt and increasing personal net worth. ![]()
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